<!-- Generated by iC(tm) - CompSci Interactive Converter - http://www.compsciresources.com -->     
<!-- Created: Wed Nov 02 14:57:28 EDT 2011 -->  
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  <xs:annotation>   
    <xs:appinfo>  
      <link:linkbaseRef xlink:type="simple" xlink:href="cft-20110930_lab.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/>     
      <link:linkbaseRef xlink:type="simple" xlink:href="cft-20110930_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>  
      <link:linkbaseRef xlink:type="simple" xlink:href="cft-20110930_def.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef"/>     
    </xs:appinfo>   
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  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>  
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>  
  <xs:import namespace="http://xbrl.us/us-types/2009-01-31" schemaLocation="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-types-2009-01-31.xsd"/>  
  <xs:import namespace="http://xbrl.us/us-gaap/negated/2008-03-31" schemaLocation="http://www.xbrl.org/lrr/role/negated-2008-03-31.xsd"/>   
  <xs:import namespace="http://xbrl.sec.gov/rr-ent/2010-02-28" schemaLocation="http://xbrl.sec.gov/rr/2010/rr-ent-2010-02-28.xsd"/>  
  <xs:import namespace="http://xbrl.sec.gov/rr/2010-02-28" schemaLocation="http://xbrl.sec.gov/rr/2010/rr-2010-02-28.xsd"/>    
  <xs:element name="C000018478Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000018478Member"/>    
  <xs:element name="C000018479Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000018479Member"/>    
  <xs:element name="C000018480Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000018480Member"/>    
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  <xs:element name="C000076265Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000076265Member"/>    
  <xs:element name="C000076266Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000076266Member"/>    
  <xs:element name="C000018481Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000018481Member"/>    
  <xs:element name="C000018482Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000018482Member"/>    
  <xs:element name="C000018483Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000018483Member"/>    
  <xs:element name="C000076267Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000076267Member"/>    
  <xs:element name="C000076268Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000076268Member"/>    
  <xs:element name="C000079419Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000079419Member"/>    
  <xs:element name="C000079421Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000079421Member"/>    
  <xs:element name="C000079420Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000079420Member"/>    
  <xs:element name="C000079422Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000079422Member"/>    
  <xs:element name="C000079423Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_C000079423Member"/>    
  <xs:element name="S000006835Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_S000006835Member"/>    
  <xs:element name="S000006836Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_S000006836Member"/>    
  <xs:element name="S000026472Member" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_S000026472Member"/>    
  <xs:element name="index_SP_500_IndexMember" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_index_SP_500_IndexMember"/>     
  <xs:element name="index_MSCI_EAFE_IndexMember" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_index_MSCI_EAFE_IndexMember"/> 
  <xs:element name="index_Russell_2500_Value_IndexMember" type="us-types:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cft_index_Russell_2500_Value_IndexMember"/>    
</xs:schema>